Skip to Account Login

Surcharge-Free ATM


Allpoint Free ATM

Get access to over 55,000 surcharge-free ATMs worldwide with the Ion Bank Debit MasterCard®. Our Debit MasterCard can be used, surcharge-free at Allpoint ATMs that are located in many retail locations such as CVS/pharmacy, Costco, Hess, Kroger, Rite Aid, Sunoco, Target, Walgreens, Winn Dixie and many more.

Ion Debit CardThe Ion Bank Debit MasterCard is accepted at more than 30 million locations worldwide that display the MasterCard®, Maestro®, or Cirrus® acceptance marks and comes with Zero Liability protection against unauthorized purchases1, which means you pay only for purchases you authorize on your card.

Search for locations near you or download the Allpoint app for iPhone and Android.

Get an extra layer of protection with MasterCard® SecureCode™ sc-mastercard-securecode

Get an extra layer of protection with enhanced security.

Enroll your debit card in the MasterCard SecureCode™ program, a free, simple-to-use service that confirms your identity with a private code when you shop at participating online merchants, providing you an extra layer of security when you shop online. Register now on our website at in the Privacy + Security section. It’s easy and only takes a few moments to activate your card. Protect yourself against unauthorized use of your card when you shop at participating online retailers.

Once your card is activated, you will be automatically prompted at checkout to provide your SecureCode™ each time you make a purchase with a participating online merchant. Even if someone knows your credit or debit card number, the purchase cannot be completed without your SecureCode™ at a participating merchant.

Note: Ion Bank will only allow 4 online purchases at participating SecureCode™ merchants without enrolling. Subsequent purchase attempts will be declined.

Shop at at participating online merchants

Look for the SecureCode™ symbol and you’ll know where you can shop online with extra security.

MasterCard Identity Theft Alerts

Help safeguard your personal information online with this free benefit available to MasterCard cardholders. This service continually monitors your online identity and card information, and alerts you to potential fraud or theft.

  • The Identity Theft tool alerts you if it detects your credit or debit card, Social Security number, Driver’s License and other personal information is being bought or sold online.
  • Experienced security professionals can help check for any potential identity theft and offer expert guidance to help keep your online information safe.

Signing Up is Easy

Visit and enter the first 6 digits of your Ion Bank Debit MasterCard to get started. To bring you this benefit, MasterCard has partnered with CSID, an industry leader in identity protection and fraud detection solutions.

1 Certain restrictions apply. Please see for more details.