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To be eligible for an Ion Express loan, applicants must be a Connecticut business in existence for a minimum of 24 months and be in good standing at the time of application.  Additionally, all owners of the applicant business must be United States citizens who are at least 18 years of age.  If the applicant and/or any owner of the business does not meet the criteria, please contact us at 203.729.4442 or toll free 877.729.4442 to discuss alternative options. Rates will range from Wall Street Journal Prime + 2% to Wall Street Journal Prime + 8.75%.


Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this Means for You:

When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We may also ask to see your Driver’s License or other identifying documents.

iBanking Access

Ion Express Line of Credit Requires iBanking access.

If you are not yet enrolled, please visit or one of our conveniently located branches to enroll.

We also have Cash Management & Business Services available to provide you with the necessary tools to boost your business.