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5 Items To Never Carry In Your Wallet

Some of us have switched from checkbooks to debit cards and from traditional to mobile payments, but many people still carry a wallet. While it’s smart to have your ID and cash on-hand, there are several items that do not belong in your pocket or purse. To avoid loss and identity theft, never keep the…

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Should You Refinance Your Student Loans?

Are you a recent college graduate with student loans? According to the Pew Research Center, Americans owe more than $1.3 trillion dollars in student loan debt. For young adults struggling to repay their student debt – due to unemployment, entry level wages or high living costs – refinancing is an option. Refinancing allows you to…

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How Credit History Influences Your Mortgage

First-time homebuyers are almost always advised to get their credit history and finances in order before applying for a mortgage. If you’re in the process of buying a home, you’ll soon find out that your credit score has a significant influence. Credit can impact your eligibility for financing, how large of a loan you qualify…

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6 Tips to Reduce Debt in the New Year

According to University of Scranton research, only 8 percent of people keep their New Year’s Resolution for the year. For instance, how many times have you vowed to go to the gym 5 days a week, only to find yourself going 5 days in a year? In 2018, set a more realistic goal that will…

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Stay Safe Shopping this Holiday Season

The holidays are a hectic time. Between seasonal gatherings, cooking and gift shopping, the season can fly by. Before you know it, you may only have weeks or days left to finish holiday shopping. Even if you’re under time constraints to find the perfect presents, it’s essential to take the time to practice safe shopping…

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