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Should You Refinance Your Student Loans?

Are you a recent college graduate with student loans? According to the Pew Research Center, Americans owe more than $1.3 trillion dollars in student loan debt. For young adults struggling to repay their student debt – due to unemployment, entry level wages or high living costs – refinancing is an option. Refinancing allows you to…

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How Credit History Influences Your Mortgage

First-time homebuyers are almost always advised to get their credit history and finances in order before applying for a mortgage. If you’re in the process of buying a home, you’ll soon find out that your credit score has a significant influence. Credit can impact your eligibility for financing, how large of a loan you qualify…

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6 Tips to Reduce Debt in the New Year

According to University of Scranton research, only 8 percent of people keep their New Year’s Resolution for the year. For instance, how many times have you vowed to go to the gym 5 days a week, only to find yourself going 5 days in a year? In 2018, set a more realistic goal that will…

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Stay Safe Shopping this Holiday Season

The holidays are a hectic time. Between seasonal gatherings, cooking and gift shopping, the season can fly by. Before you know it, you may only have weeks or days left to finish holiday shopping. Even if you’re under time constraints to find the perfect presents, it’s essential to take the time to practice safe shopping…

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Money Management Tips for Recent College Grads

Money management is more important than ever for recent college graduates, who face an average of $37,172 in student loan debt. Unfortunately, some students may not receive the financial education in college that they need to succeed in the real world. We have five quick tips to get young people on the right track to…

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