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Choosing the Right Savings Account for Your Goals

Saving money in uncertain economic times is necessary for the future, but a difficult task for many American families. Adding to the everyday stress of finances, there are many different savings accounts to choose from. If you don’t establish financial goals, it can be a very overwhelming decision. We offer suggestions for the best savings…

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Money Saving Tips for Millennials

According to Student Loan Hero, the average 2016 college graduate has at least $37,000 in student loan debt. As a result, the millennial generation is forced to delay making major purchases, such as a car or home, and starting a family. If you're a recent college graduate struggling to make ends meet, what considerations should…

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What to Expect from Mortgage Fees

When we go through the homeownership process and eventually apply for a loan, many of us are often shocked at the attached fees, also known as closing costs. In general, “closing costs” pertain to the down payment. They can be anywhere from three to over 20 percent depending on the mortgage and about six percent…

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Types of Small Business Loans

Several factors will determine the best loan strategy for your company. When working with an Ion Bank commercial loan officer, you may be asked about: The amount of money needed What you need it for How soon you need it How quickly you’ll be able to pay the loan back How long you’ve been in…

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Qualifying for a Small Business Loan

In many cases a business can only grow to a certain point before requiring financing to reach the next level of success. Typically, if you own or manage a small business, this is done through a loan. The commercial loan application and approval process can seem like a daunting task for many business owners. Lenders…

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