Skip to Account Login
digitally drawn female character holding her cell phone and son's hand

Do you want get paid to save? As a Preferred Checking customer at Ion Bank, interest will be deposited into your account based on the current balance.

To open a Preferred Checking Account and receive competitive interest rates, all you have to do is maintain a daily minimum balance of $1,000 in the account or a $3,000 daily minimum balance in a linked savings account. In uncertain financial times, saving is essential but can also be a challenge for many. This account makes it easy and gives you an incentive to make regular contributions.

Check out how the features of this account could benefit you:

  • Free first order of checks1
  • Access to our iBanking Suite, which includes:
    • Account history, spending graphs and budgeting tools
    • Option to transfer funds between accounts
    • Ability to deactivate/reactivate your Debit MasterCard® instantly with iFreeze
    • Mobile Banking
  • Free Debit MasterCard®
  • Free ATM Transactions2
  • Free Bank-by-Phone
  • Free Direct Deposit
  • Free Unlimited Check Writing

If you currently maintain the minimum balance requirements in your present accounts, why not upgrade to Preferred Checking with Interest? The choice to save is yours.

¹ Select check styles.
² Free ATM transactions at Ion Bank ATMs. Ion Bank does not charge when you use your card at another bank’s ATM, however other banks’ fees may apply.