Open Cash Back Account | Ka-Ching! Savings Program | Ion Bank

What if you could get paid to spend?

We all make purchases every day. The convenience of a debit card makes it easy to swipe and go. All you need to get started is an Ion Bank personal checking account1 with an Ion Bank Debit MasterCard®.

online shopping concept

Get rewarded for your purchases.

With our Ka-Ching! Savings Program, you can earn money back on your regular debit transactions!

How Does the Program Work?

Every time you make a purchase of more than $50 using your Ion Bank Debit MasterCard®, we’ll pay you the amount of cents in your transaction by making a deposit of our money into your Ka-Ching! Savings Account2. For example, if your transaction is $50.88, we will deposit $0.88 into your account. It’s never been easier to increase your savings with little effort!

In addition to our free checking accounts, the Ka-Ching! Savings Program is another way that we reward you for your financial choices. At Ion Bank, we want to see your savings grow and this program is a way for us to help you achieve your goals.


This account must be a personal checking account. HSAs, Money Market and Business accounts are not eligible to participate.
Ion Bank deposited funds may be reported as income on IRS Form 1099.

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The content, accuracy, and opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by the Bank. The Bank has no responsibility for products and services offered through another entity's website. The Bank makes no warranties as to the operation or usefulness of other websites. Other website operators may collect information about you and use such information in accordance with their policies and procedures. If you have any questions about another entity's use of your personal information, you should review that entity's privacy policies and/or ask that entity directly. We are not responsible for another entity's use of your information.

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