Business moves fast, so you can’t afford to let the task of cash management slow you down. Ion Bank can help make it quick and easy. From Remote Deposit Capture, Merchant Card Services, Positive Pay to Payroll Processing, Fraud Prevention and Lockbox — equip your business with tools to not only manage your cash flow, but improve it.
It’s cash management that puts you in control. So put it to work for your business today.
Cash Management Services
Ion Bank has partnered with Lighthouse Payment Services to offer an efficient, simplified method of processing your account receivables so you can do what you do best — run your business. To ensure timely deposit postings, PO Boxes are checked multiple times daily with same day imaging and processing.
Remote Deposit Capture
Rather than having to drive to one of our locations, make deposits right from your desk at your business with Remote Deposit Capture. Improve cash flow, lessen processing expenses, consolidate deposits from multiple locations, and learn about returned items in less time.
Checks are the single most vulnerable monetary instrument for fraud. Reduce check and ACH fraud and streamline your Account Reconciliation process by incorporating our Positive Pay service into your product mix. Provide us with a daily accounting of your check writing activity and set ACH criteria with specific allowable rules, customized by you, and we’ll match it to any transactions against your account. If any exceptions occur, you will receive notification via email to sign in and view the item, where you can then make the decision to pay or reject the transaction.
RSA Security Tokens
The safety and security of our customers comes first, which is why at Ion Bank we provide all of our business customers who utilize our ACH, Wire or Positive Pay services with RSA Security Tokens. RSA Tokens are the industry’s highest quality, multi-factor authentication device1 that ensures the transactions you complete online are protected. Take it with you on the go and conduct your business with the peace of mind that your transactions are secure anytime, anywhere.
ACH Origination and Wire Transfer
Simplify doing business on your own terms. With our ACH and Wire Origination platforms, you can easily transfer money and set up payments from the comfort of your office with just a few clicks of the mouse. Easy and efficient — just the way you like it.
Business Debit MasterCard®
From Post-Its to printer ink, make your everyday business purchases more simple, efficient and manageable with our Business Debit MasterCard. Access to Card Valet, Apple Pay, and iFreeze gives you even more control over your Business Debit MasterCard. You can also access cash surcharge-free at over 55,000 Allpoint ATMs worldwide.
Standby Letter of Credit
In certain business transactions, this document signifies good faith, proof of credit worthiness, and repayment. We customize the letter to the specific needs of your business.
Business Savings, Money Markets, and CDs
For strategizing to meet your company’s financial goals, find an array of competitively-priced business-saving products.
Merchant Card Services
Offer greater payment options to customers while streamlining operations and growing revenue. This convenient card-processing solution allows your business to accept multiple credit and debit cards, electronic checks, gift cards, and other forms of payment.
Spend more time running your business and less time processing payroll. Enjoy customized payroll solutions to fit any size business.
1 Up to three provided per business free of charge