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At Ion Bank, we believe in doing more with more. So we offer more Deposit Accounts for your hard-earned business dollar with several Business Checking account options. Simplified spending with the Business Debit MasterCard®. Unlimited account access and control with Online Banking with Bill Pay – and much more.

Because with more tools and convenience to get your banking done, you can get more business done.

Find out what you’ll need to open a deposit account

Small Business Checking

A wide range of businesses benefit from our Small Business Checking services. With no monthly fee and no minimum account balance, and an ample monthly transaction allowance, this account puts money back into your business.

Business Checking

Does your business account have a higher balance or experience a high volume of transactions? This account combines the convenience of our other business checking accounts with the opportunity to earn a credit, which may offset fees.

Business Access Checking

If your small business has grown to the point where you need to process ACH transactions each month, Business Access Checking can meet your evolving demands.

Business Access Plus Checking

Have greater control over a variety of cash flow needs with our Business Access Plus checking account. It’s the perfect account for businesses with low to moderate transaction volumes and simple cash management needs.

Business NOW Checking

Set up an account with us that allows your business to earn a variable interest rate. Available to eligible businesses.

Checking for Nonprofit Organizations

Nonprofit organizations with special needs have the opportunity to set up accounts with no monthly service charge, no minimum balance, and generous monthly transaction allowance.

Business Overdraft Lines

Apply for a business overdraft line so you don’t have to worry about making a last-minute deposit. We take your hectic business schedule into consideration funding your checking account automatically.


When your business account funds go above FDIC insurance limits, we ensure they stay protected and safe with the security of FDIC insurance. With Ion Bank, as part of the Certificate of Deposit Account Registry Service (CDARS®) network, find out about how we can protect your company’s or organization’s accounts.

Insured Cash Sweep

The Insured Cash Sweep service is an automated, flexible, convenient deposit solution that allows you to earn interest income and receive extended FDIC insurance coverage on your excess balances.

*CDARS, Certificate of Deposit Account Registry Service is a registered service marks of IntraFi Network LLC.