More business banking for your buck.

At Ion Bank, we believe in doing more with more! We offer several Deposit Accounts for your hard-earned business dollar. Choose from multiple Business Checking options, simplify spending with our Business Debit MasterCard, get unlimited access and control with Online Banking with Bill Pay – and much more!
Find out what you will need to open a deposit account:


Small Business Checking

Put money back into your business:

  • No monthly fee
  • No minimum account balance
  • Ample monthly transaction allowance

Account Features

Business Checking

Businesses with a higher balance or transaction volume:

  • Competitive earnings credit
  • Offset banking fees
  • No minimum balance

Account Features

Business Access Checking

If you process ACH transactions each month:

  • Fraud protection
  • Wire Origination
  • First 300 transactions free

Account Features

Business Access Plus Checking

For businesses with simple cash management needs:

  • Low to moderate transaction volumes
  • Greater control over cash flow
  • Remote Deposit Capture

Account Features

Business NOW Checking

Eligible businesses can simplify cash management:

  • Earn a variable interest rate
  • First 300 transactions free
  • Free Debit MasterCard

Account Features

Checking for Nonprofits

Nonprofit organizations with special banking needs:

  • No monthly service charge
  • No minimum balance
  • Generous monthly transaction allowance

Account Features

Business Overdraft Lines

Don’t worry about making a last-minute deposit! Apply to have your checking account funded automatically.

IntraFi® Network DepositsSM

When your business account goes above FDIC insurance limits, we ensure the funds stay protected and safe.

Insured Cash Sweep®

Businesses don’t have to decide between account safety and earning a return with FDIC protection.

*IntraFi Network Deposits is a service mark of “IntraFi Network LLC”.


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