Skip to Account Login
digitally drawn female character holding a piggy bank

From Savings, Checking and Money Market accounts to Certificates of Deposit and IRAs, a great rate can be found at Ion Bank. Don’t spend time shopping around. Instead, find optimal interest for all of your savings or investment needs. Interest rate and APY1 are based on tier or term.

Deposit Rates as of Tuesday, December 3, 2019

Ka-Ching! Savings Accounts2

Minimum Balance to open $0.00

Certificates of Deposit

Minimum Balance to open and earn APY $500.00

IRA Accounts

Minimum Balance to open and earn APY $500.00

Passbook & Statement Savings

Minimum Balance to open $50.00

Health Savings Account

Minimum Balance to open $0.00

Preferred Checking

Minimum Balance to open $50.00

Money Market Accounts

Minimum Balance to open $1,000.00

1 Any annual percentage yields (APY) provided above assumes interest will remain on deposit until maturity or for one year for accounts with maturities of less than one year. Interest will be compounded and credited monthly. Withdrawals and fees could reduce earnings on an account. Certificates of Deposit and IRA accounts may have a penalty imposed for early withdrawal. Rates are subject to change without notice. Interest rates on variable rate accounts may change after the account is opened. Account disclosures provided at the time an account is opened will provide additional information.

2 Minimum of one Ion Bank Debit MasterCard® purchase of more than $50.00 per statement cycle is required to be eligible for the Ka-Ching! Savings Account interest rate, otherwise the interest rate may revert to the Statement Savings Account interest rate. Requires an Ion Bank Personal Checking Account and valid Ion Bank Debit MasterCard. Health Savings Accounts, Money Market accounts and Business accounts are not eligible to participate.

*Must have a personal checking account with at least one direct deposit. If direct deposit qualifier is not met on the personal checking account within the first 30 business days of opening this CD account, it will revert to the current 9 month rate. Maximum deposit is $250,000. No business or municipal accounts.

**Must have a personal checking account with at least one direct deposit per monthly statement cycle or eStatements. If the direct deposit or eStatement qualifiers are not met within the first 30 business days of opening this CD account, it will revert to the current 18 month IRA rate. Maximum deposit is $250,000. No business or municipal accounts.

digitally drawn female character holding a piggy bank