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From Savings, Checking and Money Market accounts to Certificates of Deposit and IRAs, a great rate can be found at Ion Bank. Don’t spend time shopping around. Instead, find optimal interest for all of your savings or investment needs. Interest rate and APY1 are based on tier or term.

Deposit Rates as of Tuesday, December 11, 2018

Ka-Ching! Savings Accounts2

Minimum Balance to open $0.00

Certificates of Deposit

Minimum Balance to open and earn APY $500.00

IRA Accounts

Minimum Balance to open and earn APY $500.00

Passbook & Statement Savings

Minimum Balance to open $50.00

Health Savings Account

Minimum Balance to open $0.00

Preferred Checking

Minimum Balance to open $50.00

Money Market Accounts

Minimum Balance to open $1,000.00

1 Any annual percentage yields (APY) provided above assumes interest will remain on deposit until maturity or for one year for accounts with maturities of less than one year. Interest will be compounded and credited monthly. Withdrawals and fees could reduce earnings on an account. Certificates of Deposit and IRA accounts may have a penalty imposed for early withdrawal. Rates are subject to change without notice. Interest rates on variable rate accounts may change after the account is opened. Account disclosures provided at the time an account is opened will provide additional information.

2 Minimum of one non-PIN Debit MasterCard® transaction of more than $50.00 per statement cycle is required to be eligible for the Ka-Ching! Savings Account interest rate. The Ka-Ching! Savings Account interest rate may revert to the Statement Savings Account interest rate if the minimum transaction requirement is not met. Requires an Ion Bank Personal Checking Account and valid Ion Bank Debit MasterCard, Health Savings Accounts, Money Market accounts and Business accounts are not eligible to participate.

*Maximum deposit is $250,000.

** If you do not withdraw the funds from this CD account within the “grace period” of 7 calendar days after maturity, it will be automatically renewed, as of the Maturity Date, for a term of 18 months at the rate of interest we are then paying on CDs with a 18 month term.

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