Start saving for tomorrow, today.

The power of saving is amazing. Whether you’re a college student, recently started a family or are getting close to retirement, we offer a savings account for every stage of life. Plus, there’s always a great deposit rate to be found at Ion Bank!

Choose the option that best fits your needs, from traditional savings, CDs and IRAs to specialized health and education savings accounts.

At Ion Bank, we keep your future in mind. Explore your account options and let’s secure your financial future together, starting today.


Savings Account Piggy Bank

Ready to Open an Account?

Our account features and benefits help customers reach their financial goals faster.

Statement Savings

No minimum contribution required – savings on your own terms.

  • Free Direct Deposit
  • Access to iBanking Suite
  • Free Bank-by-Phone

Account Features

Health Savings

Prepare for medical expenses, with our tax-advantaged savings account.

  • No set up fees
  • No transaction fees
  • No monthly or annual fees

HSA Features

Education Savings

A tax-advantaged strategy to save for a child’s future.

  • Make college saving easier
  • Invest tax and penalty-free earnings
  • Anyone can contribute

ESA Options

Certificate of Deposit

Looking for the security of a fixed rate savings product?

  • Earn competitive interest
  • Guaranteed return
  • Save for the future

Learn More

Traditional or Roth IRA

Save for retirement with an Individual Retirement Account.

  • 3 to 60-month term
  • Invest after-tax dollars
  • Money grows tax-free

Compare IRA Options

Ka-Ching

Earn while you spend with your Ion Bank Debit MasterCard®. For every purchase over $50 we will deposit the amount of cents in your transaction into your Ka-Ching! Savings Account.

Savings Club Accounts

Our Vacation and Holiday Club Accounts relieve the stress of financial planning. Start contributing now for an upcoming trip or holiday season, so you have money available when needed.

IntraFi® Network DepositsSM

As a member of the IntraFi® Network DepositsSM network, we offer customers protection for savings account balances over the FDIC insurance limit of $250,000.

Explore Additional Personal Banking Products