Business Access Checking Account | Business Banking CT | Ion Bank

All businesses deserve a checking account that works for them!

ACH allows you to move money between financial institutions without using checks, wire transfers, credit card networks or cash. If your small business has grown to the point where you need to process ACH transactions each month, Business Access Checking is a simple solution for your evolving needs. You also have the option to add Positive Pay for fraud protection!


modern office setting

Monthly ACH Transactions?

Package pricing and convenient services, including ACH and Wire Origination.

Business Access Checking Features

  • First 300 transactions free
  • ACH Credit/Debit Origination (includes 50 originated items)
    • Not eligible for same-day settlement
    • ACH originations cannot exceed $10,000/month
  • Up to 3 free RSA Security Tokens
  • Monthly service charge waived with a daily minimum balance of $25,000 (an aggregated balance of two Business Access accounts maximum)

To open a Business Access Checking Account, Contact Ion Bank or Get Started Online today.


1Two account maximum for Business Access products

Associated Fees

Monthly Service Charge: $15
Positive Pay: $15/month check & ACH, $1.00 per item (checks only)
Online Wire Origination Module: $10/month
Outgoing Domestic: $15
Outgoing International: $25
Transactions over 300: $0.50 per item
ACH Transactions over 50: $0.50 per item