Home Equity Line of Credit | Ion Bank
Newly designed kitchen

Want to swim in your own pool, cook in a bigger kitchen, take a vacation or pay off debt?

Unlock the equity in your home to make it happen!

We want to help you secure a credit line using the equity in your home. With a Home Equity Line of Credit (HELOC), simply transfer from your credit line and start realizing your dreams!

To take advantage of the equity you’ve put into your home, apply online or stop by any branch today.


$10,000 minimum loan amount and $500 minimum check. Loans $250,000 or less require drive-by appraisal, loans $250,001 – $500,000 require full appraisal. Loans $500.001 or more require full appraisal, closing with Attorney with Title Insurance paid by borrower (please contact Lending Dept. for cost of appraisal). 1-4 family owner occupied properties only. $50.00 annual fee paid on anniversary waived with auto pay from Ion Bank Checking Account.