More business banking for your buck.
At Ion Bank, we believe in doing more with more! We offer several Deposit Accounts for your hard-earned business dollar. Choose from multiple Business Checking options, simplify spending with our Business Debit Mastercard, get unlimited access and control with Online Banking with Bill Pay – and much more!
Find out what you will need to open a deposit account:

Non-Personal Statement Savings
A statement savings account for your business:
- Variable rate of interest
- Set up easy, automatic deposits from checking accounts
- Free Direct Deposit, iBanking, eStatements and Bank-by-Phone
Business Money Market
A savings vehicle that allows businesses to earn interest:
- Competitive tiered interest rates
- Flexibility of limited check writing abilities.
- Liquidity of a traditional savings account
Simplified Employee Pension Plans (SEP)
Treated as a traditional IRA but is subject to contribution limits:
- Easy to set up and operate
- Flexible annual contributions
Certificate of Deposit Marketplace ExchangeSM (CDMXSM) program
One of the safest options for businesses looking to protect their high dollar investments with FDIC insurance:
- Ion Bank breaks apart the customer’s deposit into smaller accounts, which are then placed with other network banks.
Demand Deposit Marketplace® (DDM®)
Businesses don’t have to decide between account safety and earning a return:
- When you place a large deposit with Ion, we use the R&T® Demand Deposit Marketplace® (DDM®) to place your funds into demand accounts at other FDIC-insured member institutions.
- Earn interest and have access to funds through program withdrawals.
- Single Monthly Statement
Certificate of Deposit Marketplace ExchangeSM (CDMXSM) program
When your business account goes above FDIC insurance limits, we ensure the funds stay protected and safe.
Demand Deposit Marketplace® (DDM®)
Businesses don't have to decide between account safety and earning a return with FDIC protection.
