Skip to Account Login
digitally drawn female character holding a piggy bank

Personalized service and competitive rates whether you’re purchasing or refinancing your home. That’s the difference you’ll find at Ion Bank.

Rates as of Tuesday, November 21, 2017

Conventional Fixed Rate

Up to $424,100
1 Family up to 95% LTV
Condo up to 95% LTV
2-4 Family up to 80% LTV

Conventional Fixed Rate
Jumbo Loans

$424,101 and up
1 Family up to 95% LTV
Condo up to 95% LTV
2-4 Family up to 80% LTV

Adjustable Rates

Margin 2.75 over Treasury Bill
1 Year Variable Rates – 30 Years up to $1,000,000.00
1 – 6 Caps

1 Family up to 97% LTV
Condo up to 95% LTV
2-4 Family up to 80% LTV

Adjustable Rates

Margin 2.75 over Treasury Bill
1 Year Variable Rate – 30 Years up to $1,000,000.00
2 – 6 Caps

1 Family up to 97% LTV
Condo up to 95% LTV
2-4 Family up to 80% LTV

Adjustable Rates

Margin 2.75 over Treasury Bill
3/1 ARM – 30 Years up to $1,000,000.00
2 – 6 Caps

1 Family up to 97% LTV
Condo up to 95% LTV
2-4 Family up to 80% LTV

Adjustable Rates

Margin 2.75 over Treasury Bill
5/1 ARM – 30 Years up to $1,000,000.00
2 – 5 Caps

1 Family up to 97% LTV
Condo up to 95% LTV
2-4 Family up to 80% LTV

Rates and terms described are for owner-occupied properties only and assume 20% down payment. Low down payment programs are also available. Rates are subject to change without notice. Variable and Adjustable rates may increase during the term of the loan.

All mortgages with less than 20% down payment may require PMI (Private Mortgage Insurance). The rate and point structure will be the same as mortgages with a 20% down payment.

1 Interest rates are subject to credit and property approval based upon secondary market guidelines. Interest rates and APRs may vary depending on loan details, such as points, loan amount, your credit and property occupancy. The rates shown are available to borrowers with a satisfactory credit history. Your rate may vary based upon your credit history and other loan details.