Pure Checking | Ion Bank

This is an electronic only account with no paper checks issued.

Pure Checking is a checking account with a ton of great features. The minimum balance to open this account is $25. Each month a service charge of $5 will be applied.


Pure Checking

A checking account that’s pure convenience

When you need lots of options.

Checking Account Features

This account features:

  • No Insufficient Funds Fee
  • No minimum balance
  • Free Debit Mastercard® with Identity Theft, Apple Pay® and Samsung Pay®
  • Free Direct Deposit
  • Free eStatements
  • Free Bank-by-Phone
  • Free iBanking Suite which includes:
    • Online Banking
    • Bill Pay
    • iMoney – Aggregation tool for a full snapshot of all your finances
    • iFreeze – Instantly deactivate/ reactivate your Debit Mastercard
    • Manage your Debit MasterCard by setting controls and alerts

ATM transactions are free at Ion Bank and Allpoint ATMs. $2 fee for withdrawals, transfers, or balance inquiries at other ATMs (other banks’ fees may apply).

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The links to third party websites are provided solely as a matter of convenience to the visitors of the Ion Bank ("Bank") website. When you use a hyperlink to visit the website of another person or entity, you leave the Bank's website. Your use of hyperlinks to the websites of others is at your own risk.

The content, accuracy, and opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by the Bank. The Bank has no responsibility for products and services offered through another entity's website. The Bank makes no warranties as to the operation or usefulness of other websites. Other website operators may collect information about you and use such information in accordance with their policies and procedures. If you have any questions about another entity's use of your personal information, you should review that entity's privacy policies and/or ask that entity directly. We are not responsible for another entity's use of your information.

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