Open an Ion Bank Free Choice Checking Account and enjoy simple, stress-free banking built around your needs.
Complete a few easy steps and we’ll give you $300.
Ion Bank Free Choice Checking Account with no minimum balance and no monthly fees.
Minimum of $1,000 in direct deposits and 4 point-of-sale debit card transactions for 3 consecutive months after the account is opened.
You will receive
$3001
Additional Perks
- Allpoint ATMs 55,000+ Surcharge Free ATMs.
- Zelle® Send and receive money in minutes.
- Refer & Earn Earn up to $500 referring friends & businesses.
1Offer is for Free Choice Checking accounts only opened during the promotional period ending on December 31, 2026. Bonuses are limited to one per individual. To earn a $300 bonus, you must deposit a minimum of $1,000 per month through direct deposit and make a minimum of four (4) point-of-sale Ion Bank Debit Mastercard transactions for three (3) consecutive months after the account is opened. The Free Choice Checking offer is not available to existing Ion Bank checking customers or to those whose Ion Bank checking account was closed within 90 days or closed with a negative balance within the last three (3) years. Your new account must remain open to receive the cash bonus payment. We may close accounts with a zero balance without prior notice. If you meet the qualifications outlined above, we will credit the $300 bonus to your account within one (1) statement cycle after completion period. Ion Bank deposited funds will be reported as income on IRS Form 1099. Offer may expire without notice and may be withdrawn at any time. Additional restrictions/conditions may apply.