Free checking for people over 50.
If you’re 50 years of age or older, you can open a Classic 50 Checking account and receive all the convenient benefits that come with it – for free!
![Couple reading directions](https://ionbank.com/wp-content/uploads/2021/05/Classic-50-1.jpg)
When we say “free”, we mean it.
Simple and convenient banking, so you can focus on what’s most important in life!Checking Account Features
Benefits of Classic 50 Checking include:
- No monthly fee
- No minimum balance
- Free checks1
- Free Online Banking & Bill Pay
- Free Debit MasterCard®
- Free ATM Transactions2
- Free Bank-by-Phone
- Free Direct Deposit
- Free Unlimited Check Writing
- Access to our iBanking Suite, which includes
- Account history, spending graphs and budgeting tools
- Option to transfer funds between accounts
- Ability to deactivate/reactivate your Debit MasterCard® instantly with iFreeze
- Mobile Banking
If you prefer to bank in-person or write a lot of checks, Classic 50 Checking is perfect account for you. You also have access to secure Online Banking, accessible 24/7 wherever you are, on any device. With our exclusive checking account for customers over 50 years old, you can enjoy ease of use and many other perks for free!
1 Select check styles.
2 Free ATM transactions at Ion Bank ATMs. Ion Bank does not charge when you use your card at another bank’s ATM, however other banks’ fees may apply.