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Free checking for people over 50.

If you’re 50 years of age or older, you can open a Classic 50 Checking account and receive all the convenient benefits that come with it – for free!


Couple reading directions

When we say “free”, we mean it.

Simple and convenient banking, so you can focus on what’s most important in life!

Checking Account Features

Benefits of Classic 50 Checking include:

  • No monthly fee
  • No minimum balance
  • Free checks1
  • Free Online Banking & Bill Pay
  • Free Debit MasterCard®
  • Free ATM Transactions2
  • Free Bank-by-Phone
  • Free Direct Deposit
  • Free Unlimited Check Writing
  • Access to our iBanking Suite, which includes
    • Account history, spending graphs and budgeting tools
    • Option to transfer funds between accounts
    • Ability to deactivate/reactivate your Debit MasterCard® instantly with iFreeze
    • Mobile Banking

If you prefer to bank in-person or write a lot of checks, Classic 50 Checking is perfect account for you. You also have access to secure Online Banking, accessible 24/7 wherever you are, on any device. With our exclusive checking account for customers over 50 years old, you can enjoy ease of use and many other perks for free!

To open an account, contact Ion Bank today.

1 Select check styles.
2 Free ATM transactions at Ion Bank ATMs. Ion Bank does not charge when you use your card at another bank’s ATM, however other banks’ fees may apply.