We offer basic, common sense checking that’s totally free for the taking.
What’s better – free or efficient?With an Ion Bank checking account, you don’t have to choose!
Checking Account Features
At Ion Bank, “free” really means free! Easily pay your bills, withdraw cash, make deposits and transfer money without fees. You can also take advantage of contactless payments, using Apple Pay® or Samsung Pay® in your digital wallet. Other benefits of our free checking accounts include:
- No monthly fee
- No minimum balance
- Free first order of checks1
- Free Online Banking & Bill Pay
- Free Debit MasterCard®
- Free ATM Transactions2
- Free Bank-by-Phone Free Direct Deposit
- Free Unlimited Check Writing
There is no obligation to maintain a minimum balance or restrictions on the number of checks you can write. Additional features include access to our iBanking Suite to:
- View account history, spending graphs and budgeting tools
- Transfer funds between accounts
- Deactivate/reactivate your Debit MasterCard® instantly with iFreeze
- Mobile Banking
1 Select check styles.
2 Free ATM transactions at Ion Bank ATMs. Ion Bank does not charge when you use your card at another bank’s ATM, however other banks’ fees may apply.