Looking for competitive interest rates?
Preferred Checking with Interest is a tiered checking account that allows you to earn different interest rates, depending on your account balance. The minimum balance to open this account is $50. You can avoid a monthly fee by maintaining a daily minimum balance of $1,000 in this account or $3,000 minimum balance in a linked savings account.
Do you want to get paid to save?
Interest will be deposited into your account based on the current balance.Checking Account Features
Other benefits of Preferred Checking with Interest include:
- Free first order of checks1
- Free Online Banking & Bill Pay
- Free Debit MasterCard®
- Free ATM Transactions2
- Free Bank-by-Phone
- Free Direct Deposit
- Free Unlimited Check Writing
- Access to our iBanking Suite, which includes:
- Account history, spending graphs and budgeting tools
- Option to transfer funds between accounts
- Ability to deactivate/reactivate your Debit MasterCard® instantly with iFreeze
- Mobile Banking
In uncertain financial times, saving is essential but can also be a challenge for many people. This account makes it easy and gives you an incentive to make regular contributions!
If you currently maintain the minimum balance requirements in your existing accounts, why not upgrade to Preferred Checking with Interest?
1 Select check styles.
2 Free ATM transactions at Ion Bank ATMs. Ion Bank does not charge when you use your card at another bank’s ATM, however other banks’ fees may apply.