Mortgage Loans CT | New Home Loan Rates | Ion Bank
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Homemade mortgages just for you.

Dreaming of your first or next home? Ion Bank has the financing options to make your dreams a reality! Consider our lending programs when it’s time to purchase a house, build a new property, refinance an existing mortgage or use equity for home renovations or debt consolidation.

Fixed Rate Mortgages

Fixed rate mortgages provide homebuyers with stability as payments only change when taxes or insurance premiums do. Conventional programs are the most common but if you’re looking to pay the loan off quicker, consider one of Ion Bank’s shorter term mortgages.

If you’re thinking about borrowing an above average amount, consider applying for a jumbo mortgage, available as a fixed rate program.

Adjustable Rate Mortgages

Adjustable rate mortgages offer the benefit of lower initial interest, which can be ideal for first-time homebuyers, those looking to sell a home before it’s paid off or borrowers getting ready for a growing income stream. Lower monthly principal and interest payments may allow a borrower to qualify for a larger mortgage amount.

Depending on financial needs, borrowers have the option for fixed initial interest for select years. After this point, the rates then start to adjust.

First-Time Homebuyers and Government Sponsored Loan Programs

Our loan programs take the unique needs of first-time homebuyers into account. Find financing options with below-market interest, low down payment options and refundable appraisal fees at closing.

Government-sponsored programs like CHFA mortgages are also available through Ion Bank. These loans for first-time homebuyers in Connecticut offer lower interest, down payments and other special programs.

Construction Financing

One Step Construction mortgages require just one closing step for borrowers looking to fund new home construction. Rates and term vary with each loan type.

How to Apply

Apply online, visit one of our branch locations or schedule an appointment with a mortgage lender. If you complete an online application, one of our experienced mortgage representatives will contact you after reviewing your application.

If you can’t make it to one of our locations, a mortgage lender can meet with you at your convenience. Set up an appointment by calling Marco Cabral, NMLS # 786748 at 203.560.3526, Donna DiMichele, NMLS # 792294 at 203.217.5767 or Shaun Slight, NMLS # 1661639 at 203.525.7763.

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