Open Cash Back Account | Ka-Ching! Savings Program | Ion Bank

What if you could get paid to spend?

We all make purchases every day. The convenience of a debit card makes it easy to swipe and go. All you need to get started is an Ion Bank personal checking account1 with an Ion Bank Debit MasterCard®.

online shopping concept

Get rewarded for your purchases.

With our Ka-Ching! Savings Program, you can earn money back on your regular debit transactions!

How Does the Program Work?

Every time you make a purchase of more than $50 using your Ion Bank Debit MasterCard®, we’ll pay you the amount of cents in your transaction by making a deposit of our money into your Ka-Ching! Savings Account2. For example, if your transaction is $50.88, we will deposit $0.88 into your account. It’s never been easier to increase your savings with little effort!

In addition to our free checking accounts, the Ka-Ching! Savings Program is another way that we reward you for your financial choices. At Ion Bank, we want to see your savings grow and this program is a way for us to help you achieve your goals.

This account must be a personal checking account. HSAs, Money Market and Business accounts are not eligible to participate.
Ion Bank deposited funds may be reported as income on IRS Form 1099.