Open Business Deposit Account | Business Banking CT & NJ | Ion Bank

Business Checking Accounts

More business banking for your buck.

At Ion Bank, we believe in doing more with more! We offer several Checking Accounts for your hard-earned business dollar. Have a look at the different checking options below.
Find out what you will need to open a checking account:

Man making a deposit online

Small Business Checking

Put money back into your business:

  • No monthly fee
  • No minimum account balance
  • Ample monthly transaction allowance

Account Features

Business Checking

Businesses with a higher balance or transaction volume:

  • Competitive earnings credit
  • Offset banking fees
  • No minimum balance

Account Features

Business Access Checking

If you process ACH transactions each month:

  • Fraud protection
  • Wire Origination
  • First 300 transactions free

Account Features

Business Access Plus Checking

For businesses with simple cash management needs:

  • Low to moderate transaction volumes
  • Greater control over cash flow
  • Remote Deposit Capture

Account Features

Business NOW Checking

Eligible businesses can simplify cash management:

  • Earn a variable interest rate
  • First 300 transactions free
  • Free Debit MasterCard

Account Features

Checking for Nonprofits

Nonprofit organizations with special banking needs:

  • No monthly service charge
  • No minimum balance
  • Generous monthly transaction allowance

Account Features

IOLTA & IORETA Checking

For attorneys and realtors to maintain client escrow accounts:

  • No monthly service charge
  • No minimum balance
  • Interest bearing checking account

Account Features

Business Overdraft Lines

Don't worry about making a last-minute deposit! Apply to have your checking account funded automatically.

Certificate of Deposit Marketplace ExchangeSM (CDMXSM) program

When your business account goes above FDIC insurance limits, we ensure the funds stay protected and safe.

Demand Deposit Marketplace® (DDM®)

Businesses don't have to decide between account safety and earning a return with FDIC protection.

Explore Additional Business Banking Products

Business Lending

Reach your business goals with commercial mortgages, competitive rate loans or lines of credit.

Explore Solutions

Online Banking

Improve your cash flow with savings products, customized payroll solutions & more.

View Features

Business Credit Cards

Credit cards with free online reporting, Zero Fraud Liability & more.

Explore Options

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