More business banking for your buck.
At Ion Bank, we believe in doing more with more! We offer several Checking Accounts for your hard-earned business dollar. Have a look at the different checking options below.
Find out what you will need to open a checking account:
Small Business Checking
Put money back into your business:
- No monthly fee
- No minimum account balance
- Ample monthly transaction allowance
Business Checking
Businesses with a higher balance or transaction volume:
- Competitive earnings credit
- Offset banking fees
- No minimum balance
Business Access Checking
If you process ACH transactions each month:
- Fraud protection
- Wire Origination
- First 300 transactions free
Business Access Plus Checking
For businesses with simple cash management needs:
- Low to moderate transaction volumes
- Greater control over cash flow
- Remote Deposit Capture
Business NOW Checking
Eligible businesses can simplify cash management:
- Earn a variable interest rate
- First 300 transactions free
- Free Debit MasterCard
Checking for Nonprofits
Nonprofit organizations with special banking needs:
- No monthly service charge
- No minimum balance
- Generous monthly transaction allowance
IOLTA & IORETA Checking
For attorneys and realtors to maintain client escrow accounts:
- No monthly service charge
- No minimum balance
- Interest bearing checking account
Business Overdraft Lines
Don’t worry about making a last-minute deposit! Apply to have your checking account funded automatically.
IntraFi® Network Deposits SM
When your business account goes above FDIC insurance limits, we ensure the funds stay protected and safe.
Insured Cash Sweep®
Businesses don’t have to decide between account safety and earning a return with FDIC protection.
*IntraFi Network Deposits is a service mark of “IntraFi Network LLC”.
Explore Additional Business Banking Products
Business Lending
Reach your business goals with commercial mortgages, competitive rate loans or lines of credit.
Online Banking
Improve your cash flow with savings products, customized payroll solutions & more.
Business Credit Cards
Credit cards with free online reporting, Zero Fraud Liability & more.