Open a Business Banking Account - What You'll Need | Ion Bank

Open A Business Account

Open A Business Account

Simple. Secure. Convenient. Ion Bank offers the flexibility you need to run your business. Apply online today!

You Should Know

You will need approximately 15 minutes to complete your application and may save your progress at any time. Additional signers need not be present; once added, all signers will receive an eSign package to complete. When your application is processed, and the account is opened, a dedicated banker will reach out to you. Applications are typically approved within 2 business days.

Before you start, you will need:

A U.S. Driver’s License or government-issued photo ID
Social Security Number or Employer Identification number (EIN)
Mobile device with camera or digital copy of your ID

Businesses eligible to apply online:

Compare Ion Business Checking Accounts

Small Business Checking

  • No minimum balance requirement
  • No monthly service charge
  • First 300 Transactions Free¹
Apply Now

Nonprofit Checking

  • No minimum balance requirement
  • No monthly service charge
  • First 300 Transactions Free¹
Apply Now

Business Checking

  • $12 monthly service charge
  • Competitive earnings credit to offset fees
  • Add any cash management product
Apply Now

Business Access Checking

  • $15 monthly service charge
  • $25,000 minimum balance to avoid monthly fee²
  • First 300 transactions free¹
  • Includes ACH origination (Debit/Credit) up to $10,000 per month
Apply Now

Business Access Plus Checking

  • $40 monthly service charge
  • $25,000 minimum balance to avoid monthly fee²
  • First 300 transactions free¹
  • Includes ACH origination (Credit/Debit) up to $10,000 per month
  • Includes Remote Deposit Capture
Apply Now

¹Includes checks paid, checks deposited, deposit tickets, receiving ACH credits/debits, ATM and POS transactions.
²May be an aggregate balance of two identical Business Access accounts maximum.

Compare Ion Business Savings Accounts

Non-Personal Statement Savings

  • $2 monthly service charge
  • $100 minimum balance to avoid monthly fee
  • Retain access to your funds
Apply Now

Business Money Market

  • $8 monthly service charge
  • $1,000 minimum balance to avoid monthly fee
  • Competitive tiered interest rate
Apply Now

Certificates of Deposit

  • Earn a competitive fixed rate
  • Flexible terms available
  • Plan for the future
Apply Now

Check out our competitive interest rates.

Additional Services Available

Once you have completed your application and established your account, your designated banker will reach out with more information.

Zelle® for Business

Fast and convenient way to send, receive, and request money directly between U.S. bank accounts.

Use Zelle® Today

Cash Management

  • ACH and Wire Origination
  • Remote Deposit Capture
  • Positive Pay Fraud Protection

Improve Your Efficiency

Partner Services

Gain additional efficiencies running your business:

  • Merchant Card Services
  • Payroll Services
  • CDARS network deposits

Partner with Ion

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