Business Savings Accounts | Ion Bank - Secure & Flexible Banking Solutions

Business Savings Accounts

More business banking for your buck.

At Ion Bank, we believe in doing more with more! We offer several Deposit Accounts for your hard-earned business dollar. Choose from multiple Business Checking options, simplify spending with our Business Debit Mastercard, get unlimited access and control with Online Banking with Bill Pay – and much more!
Find out what you will need to open a deposit account:

Non-Personal Statement Savings

A statement savings account for your business:

  • Variable rate of interest
  • Set up easy, automatic deposits from checking accounts
  • Free Direct Deposit, iBanking, eStatements and Bank-by-Phone

Account Features

Business Money Market

A savings vehicle that allows businesses to earn interest:

  • Competitive tiered interest rates
  • Flexibility of limited check writing abilities.
  • Liquidity of a traditional savings account

Account Features

Simplified Employee Pension Plans (SEP)

Treated as a traditional IRA but is subject to contribution limits:

  • Easy to set up and operate
  • Flexible annual contributions

Account Features

Certificate of Deposit Marketplace ExchangeSM (CDMXSM) program

One of the safest options for businesses looking to protect their high dollar investments with FDIC insurance:

  • Ion Bank breaks apart the customer’s deposit into smaller accounts, which are then placed with other network banks.

Account Features

Demand Deposit Marketplace® (DDM®)

Businesses don’t have to decide between account safety and earning a return:

  • When you place a large deposit with Ion, we use the R&T® Demand Deposit Marketplace® (DDM®) to place your funds into demand accounts at other FDIC-insured member institutions.
  • Earn interest and have access to funds through program withdrawals.
  • Single Monthly Statement

Account Features

Business Overdraft Lines

Don't worry about making a last-minute deposit! Apply to have your checking account funded automatically.

Certificate of Deposit Marketplace ExchangeSM (CDMXSM) program

When your business account goes above FDIC insurance limits, we ensure the funds stay protected and safe.

Demand Deposit Marketplace® (DDM®)

Businesses don't have to decide between account safety and earning a return with FDIC protection.

Explore Additional Business Banking Products

Business Lending

Reach your business goals with commercial mortgages, competitive rate loans or lines of credit.

Explore Solutions

Online Banking

Improve your cash flow with savings products, customized payroll solutions & more.

View Features

Business Credit Cards

Credit cards with free online reporting, Zero Fraud Liability & more.

Explore Options

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