More business banking for your buck.
At Ion Bank, we believe in doing more with more! We offer several Checking Accounts for your hard-earned business dollar. Have a look at the different checking options below.
Find out what you will need to open a checking account:
Small Business Checking
Put money back into your business:
- No monthly fee
- No minimum account balance
- Ample monthly transaction allowance
Business Checking
Businesses with a higher balance or transaction volume:
- Competitive earnings credit
- Offset banking fees
- No minimum balance
Business Access Checking
If you process ACH transactions each month:
- Fraud protection
- Wire Origination
- First 300 transactions free
Business Access Plus Checking
For businesses with simple cash management needs:
- Low to moderate transaction volumes
- Greater control over cash flow
- Remote Deposit Capture
Business NOW Checking
Eligible businesses can simplify cash management:
- Earn a variable interest rate
- First 300 transactions free
- Free Debit MasterCard
Checking for Nonprofits
Nonprofit organizations with special banking needs:
- No monthly service charge
- No minimum balance
- Generous monthly transaction allowance
IOLTA & IORETA Checking
For attorneys and realtors to maintain client escrow accounts:
- No monthly service charge
- No minimum balance
- Interest bearing checking account
Business Overdraft Lines
Don’t worry about making a last-minute deposit! Apply to have your checking account funded automatically.
IntraFi® Network Deposits SM
When your business account goes above FDIC insurance limits, we ensure the funds stay protected and safe.
Insured Cash Sweep®
Businesses don’t have to decide between account safety and earning a return with FDIC protection.
*IntraFi Network Deposits is a service mark of “IntraFi Network LLC”.